Rates as of 4/30/2026 and subject to change; not guaranteed until rate lock. FHA Example: On a $347,000 home with 3.5% down, a 30-year fixed loan of $340,714 (including upfront MIP) at 4.990% (5.780% APR) results in 360 monthly payments of $1,827 (principal & interest only; excludes mortgage insurance, taxes, and homeowners insurance, which will increase your payment).

Offer valid for a limited time on select Estela Living Quick Move-In Homes financed through CMG HomeLoans during the Program Period. Qualifying buyers must have a minimum 680 FICO and 3.5% minimum down payment, and must present this offer prior to signing the Purchase Agreement. Flex cash up to $20,000 varies by community/homesite, applies only to approved closing costs, design options, or financing incentives through preferred lenders, is not redeemable for cash, and cannot be combined with other promotions or incentives. Loans are subject to credit, underwriting, and property approval; this is not a commitment to lend. Actual pricing may vary based on credit profile, and discount points may be required; not all borrowers will qualify. Financing is offered through a Forward Commitment on a first-come, first-served basis until funds are depleted or the program ends. You are NOT required to use CMG HomeLoans to purchase a home. Additional fees (appraisal, title, etc.) may apply; some loans may be government insured. Prices, plans, dimensions, features, specifications, materials, and availability are subject to change without notice. Illustrations are artist's renderings and may differ from completed homes. Estela Living reserves the right to modify or terminate this program at any time. See an Estela Living New Home Counselor and written purchase agreement for full details. ©2026 Estela Living, LLC. All rights reserved. CGC1534535